Posts

Articles and posts on an array of topics on high technology business growth

AI Is Reshaping Mortgage Lending. The Real Test Is Leadership.

If I Was a Board Member of a Top Ten Lender Dain Ehring November 2025 f I were a board member at a top mortgage lender, I’d think about my business not in terms of balance sheets but in terms of interactions—roughly 100,000 a year. That’s about twice the number of U.S. touchpoints BMW has with its 5-Series customers. Each one is a moment of truth: a chance to build trust, reinforce the brand, and either streamline or frustrate a borrower’s experience. My responsibility as a d

Dain Ehring

Nov 16

Smart Lending, Wrong Beach: Where AI Sends Bankers to Sink or Swim

by Dain Ehring November 2025 AI is new and everywhere, it creeps into every corner of modern finance, and the more we pretend otherwise, the more it lurks, ready to bite—not unlike the monster under your childhood bed, except this one actually watches your stock portfolio. It frightens us a lot, and not in the fleeting way an ugly quarterly report does, but with the bone-deep anxiety that only existential threats evoke. It’s rarely subtle: the news headlines scream that China

Dain Ehring

Nov 11

Neurosymbolic AI: Because ‘Probably’ Doesn’t Cut It When Handling Your Money

Dain Ehring November 2025 The New Trend in AI for Financial Services: Explainability There’s a moment in every good thriller when someone realizes the computer is a little too smart for its own good. It’s fast, decisive, weirdly confident, and, more often than we want to admit, dead wrong. Welcome to deep learning: brilliant at guessing, terrible at explaining. Now meet its uptight sibling: symbolic reasoning, the type who worries about library fines and still balances thei

Dain Ehring

Nov 4

Not a Scam, Just the American Way

Why the 30-Year Mortgage Still Matters Response to Mr. Brenner’s Commentary in the WSJ, October 8, 2025 By Dain Ehring October 2025 Patrick Brenner is the President and CEO of the Southwest Public Policy Institute , a research institute dedicated to "improving the quality of life in the American Southwest" by formulating, promoting, and defending sound public policy solutions. His latest WSJ commentary, in October 2025, launches a sort of rhetorical grenade at the 30-year mor

Dain Ehring

Oct 15